by Andrew Rosenberg | Mar 18, 2026 | asset protection, Estate Planning, Medicaid, Uncategorized
If you suddenly needed $8,000 to $12,000 per month for long term care, where would that money come from? Savings? Your spouse’s retirement? Your kids? Selling the house? Not a fun conversation. But it is a necessary one. Most adults over 65 will need some form of long... by Andrew Rosenberg | Feb 15, 2026 | asset protection, Estate Planning, Medicaid, Trusts
One of the quiet fears I hear from families all the time sounds like this: What happens if I need long term care and it wipes out everything I worked for? It is not a dramatic question. It is a realistic one. Long term care planning is not really about getting older.... by Andrew Rosenberg | Jan 19, 2026 | Estate Planning, Medicaid, Trusts
You’ve probably heard someone say, “Just spend down your assets and apply for Medicaid.” If only it were that simple. That line makes Medicaid planning sound like a last-ditch move. Something you deal with when the money is nearly gone and care is already needed. In... by Andrew Rosenberg | Jan 11, 2026 | asset protection, Estate Planning, Medicaid, Trusts
You’ve probably heard someone say, “Just spend down your assets and apply for Medicaid.” If only it were that simple. That line makes Medicaid planning sound like a last resort. Something you deal with when the money is almost gone and care is already needed. In... by Andrew Rosenberg | Oct 26, 2025 | asset protection, Estate Planning, Medicaid
A woman once came into my office worried about what would happen if her husband needed nursing home care. They’d saved, paid off their house, and done everything “right.” Then she watched her neighbor lose nearly everything to long-term care costs and thought, “Are we...