by Andrew Rosenberg | May 13, 2026 | asset protection, Estate Planning, Medicaid
“We thought we were doing the right thing.” That’s how this conversation always starts. Not sometimes. Always. Someone sits down, frustrated, confused, maybe a little panicked. A few years ago, they helped Mom out. Moved some money. Added a name to an account. Sold... by Andrew Rosenberg | Mar 18, 2026 | asset protection, Estate Planning, Medicaid, Uncategorized
If you suddenly needed $8,000 to $12,000 per month for long term care, where would that money come from? Savings? Your spouse’s retirement? Your kids? Selling the house? Not a fun conversation. But it is a necessary one. Most adults over 65 will need some form of long... by Andrew Rosenberg | Feb 15, 2026 | asset protection, Estate Planning, Medicaid, Trusts
One of the quiet fears I hear from families all the time sounds like this: What happens if I need long term care and it wipes out everything I worked for? It is not a dramatic question. It is a realistic one. Long term care planning is not really about getting older.... by Andrew Rosenberg | Jan 19, 2026 | Estate Planning, Medicaid, Trusts
You’ve probably heard someone say, “Just spend down your assets and apply for Medicaid.” If only it were that simple. That line makes Medicaid planning sound like a last-ditch move. Something you deal with when the money is nearly gone and care is already needed. In... by Andrew Rosenberg | Jan 11, 2026 | asset protection, Estate Planning, Medicaid, Trusts
You’ve probably heard someone say, “Just spend down your assets and apply for Medicaid.” If only it were that simple. That line makes Medicaid planning sound like a last resort. Something you deal with when the money is almost gone and care is already needed. In...