January 21, 2019
One of the most important types of car insurances you can have in South Florida is UM - Uninsured Motorist and Underinsured Motorist - coverage, says Car Accident Attorney Andrew Rosenberg.
If you are injured in a Florida Car Accident, UM (Uninsured Motorist and Underinsured Motorists) coverage can help guarantee that your medical costs are taken care of regardless of if the person who caused the accident has car insurance or not.
Unfortunately, Florida has a high percentage of uninsured drivers which makes UM coverage especially important. UM coverage is something you simply add on to your car insurance policy with your own insurance carrier. It provides coverage if you are injured in a car accident that is caused by someone else, and that person either has NO insurance, or not enough insurance.
Importance of Uninsured Motorist Coverage in Florida
If you are hurt in an accident that is not your fault, and the person that hit you either does not have car insurance or - worse - they leave the scene of the accident - UM coverage still allows you to recover damages in order for you to pay your medical bills, fix your car, etc. UM coverage allows a car accident injury attorney to file a claim against your own insurance company in order to recover the compensation you need and deserve to recover from your injuries.
Importance of Underinsured Motorists Coverage in Florida
Similar to the scenario above, but the person who caused the accident might have insurance - but perhaps not enough. It's possible that the person who hit you might only have up to $10,000 in bodily injury coverage, BUT what if you need a serious surgery? Your hospital bills will likely be in the 10s or even 100s of thousands. Underinsured motorist coverage allows a car accident injury attorney to file a claim against your own insurance company to recover any additional money you need in order to pay your medical bills and compensate you for pain and suffering.
If you have any questions about UM coverage in Florida, or were injured in a Florida Car Accident, reach out to our office for a free consultation!
Our Coral Springs Law Office Serves ALL of Florida: 954-755-7803
- FREE RESOURCES: AskAndyLegal.com
- Learn more: www.rosenberglawfirm.net/practice_areas/florida-car-accident-lawyer.cfm
- How we got a client $345,000 after getting injured in a rear-end accident: www.rosenberglawfirm.net/case_results/seriously-injured-man-receives-big-money-for-accident.cfm
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